We buy houses in McKinney and across Collin County
Homestead Cash Buyers makes cash offers on houses throughout McKinney — from the Historic Downtown grid and older neighborhoods east of Highway 5 to Eldorado, Stonebridge Ranch, and out to Melissa, Anna, Princeton, and Farmersville. If you'd rather skip listings, showings, and lender timelines, we'll put a written cash offer in your hands within 24 hours.
McKinney is officially a buyer's market — sellers are waiting longer and netting less
The June 2026 numbers tell a clear story. McKinney's median sold price is about $486,875, down 2.6% year-over-year and down 5.5% over three years. Median days on market is 43 days — up 18% from last year, active listings have doubled over three years (2,711 homes), and sellers are accepting an average of 2% below asking. Realtor.com classifies McKinney as a buyer's market: more homes for sale than buyers to absorb them.
Practically, that means a McKinney listing today competes against 2,700 others, sits a month and a half before contract, and then negotiates from a weak position on inspection items. For a renovated Stonebridge home that's an inconvenience. For an original-condition 1980s–90s house, an estate property, or a rental that needs turnover work, it can mean 4+ months and multiple price cuts — while property taxes (some of the highest in Texas here in Collin County) keep accruing.
We remove the wait: one visit, a written offer in 24 hours, and a closing date you choose — 7 days out or 60.
Skip the wait. Get a fair cash offer today.
Simple process, built for speed
- 5-minute form or call — address, condition, your timeline.
- Offer in 24 hours — built from actual McKinney sold comps; we show the math.
Common reasons McKinney owners call us
- Estate and inherited homes — Collin County probate runs through the County Courts at Law in McKinney, and Texas law requires an attorney for executors/administrators. We buy at any stage — see probate and inherited house.
- Payment trouble — Collin County trustee sales happen the first Tuesday monthly; the full Texas timeline is on our foreclosure page.
- Aging-parent transitions — selling mom or dad's longtime home quickly and respectfully, contents included if needed.
- Burned-out landlords — tenant in place is fine; we close around leases.
- Builder-boom competition — resales near new-construction corridors (US-380, Melissa/Anna) fight builder incentives; cash removes the contest entirely.
Your McKinney timeline, day by day
Day 1: submit the form; we call the same day and see the house within 48 hours. Day 2: written cash offer with the comp math attached. Days 3–9: title work at a Collin County title company — tax certificates, HOA payoff letters (Stonebridge and most newer McKinney communities have mandatory HOAs, and we handle the resale-certificate paperwork), and mortgage payoffs. Day 7–10: sign, fund, done. Compare that to the current 43-day median just to reach a contract on the open market — before a financed buyer's 30–40 day loan process even starts.
Neighborhoods and nearby towns we buy in
Inside McKinney we buy everywhere: Historic Downtown and the older east-side streets, Eldorado Heights, Fairways, Village Park, Craig Ranch, and Stonebridge Ranch. We also cover the fast-growing corridor around McKinney — Melissa, Anna, Princeton, Prosper, Celina, Allen, Fairview, and New Hope — where resale homes compete hardest against builder incentives. Same process everywhere: one visit, a written offer in 24 hours, close at a Collin County title company. If your home sits in an HOA community like Stonebridge Ranch, we order the resale certificate ourselves and pay the transfer fees — one less McKinney-specific headache on your side.
Get your McKinney cash offer
Start with the one-minute form below — same-day response, written offer within 24 hours, zero obligation.
Frequently asked questions
Houses here are worth a lot — do cash buyers even make sense in McKinney?
Often, yes. The higher the price point, the bigger the carrying cost of a slow sale: on a ~$487K median home, 4 months of mortgage, Collin County taxes, and insurance can run $12–18K before you ever reach a closing table — plus the 2% below-ask haircut sellers are averaging. A certain cash close can beat a "maybe" retail price.
Do you only buy distressed houses?
No. In a buyer's market we buy plenty of perfectly nice homes from owners who value a certain date — relocations, estates, divorces, new-build purchases that can't be contingent on a sale.
What does "as-is" include?
Everything. Foundation, roof, pool problems, unfinished remodels, full of furniture. No repair requests, no re-negotiation after inspection — there is no inspection contingency.
How is your offer calculated?
Recent sold comps for your specific neighborhood (Stonebridge comps differ wildly from east-side comps), minus realistic repair/update costs, minus our margin. We present it line by line; no pressure, no expiring-tonight tactics.
Can you close before my next mortgage payment is due?
Usually. Seven days is our standard fast close when title is clear — tell us your deadline and we'll build the timeline backward from it.